Thursday, October 31, 2019

Hurricane Floyd Case Study Example | Topics and Well Written Essays - 1500 words

Hurricane Floyd - Case Study Example Even the with the intervention of alternative emergencies from neighboring states, there is very little improvement because the evacuation systems in situ create constraints. The evacuation needs per individual on the instance of such ruinous event, as Floyd, is overwhelming for this low personnel-to-resident magnitude relation. On the fateful day of cyclone Floyd, the routes were slim and congestions were huge. The personnel were overcome by the quantity of needs per individual when Floyd attacked. With reference to the size of the county, the response to disaster that happens at the furthest distance from the agency location might not be handled with success because of low workers range. The area of coverage per personnel is such that the reaction time remains low despite early preparations. This could be worsened by inadequate instrumentality and transport for handling this kind of emergencies. The recent rise within the instances of hurricanes, storms and tornadoes give possible indication of increase of the level greenhouse gases within the atmosphere. It is believed that increase of the quantity of global warming within the troposphere – lower atmosphere, will increase warming in high altitudes. Heat waves and droughts became extremely predictable whereas weather specialists and scientists still have confidence in noncurrent short prediction for the hurricanes, storms and tornadoes, (Herring, 2000). Emergency response agencies are ill equipped because the historical account of prevalence of the storms, hurricanes and tornadoes offers a lower chance of the events happening. Charlotte County is found on Florida’s East coast and has not experienced landfall of a major storm since cyclone Agnes in 1972, 32 years before Charley. However, recently, it was hit by two hurricanes, Dennis and Floyd, which confirms the fears over the result of worldwide

Tuesday, October 29, 2019

Road Trauma Essay Example for Free

Road Trauma Essay Road Trauma; two little words, that pack an almighty punch into the lives and families of those affected by vehicle accidents. A definition by the Australian Academy of Science: â€Å"The word ‘trauma’ is especially appropriate to describe the injuries inflicted by road crashes. The medical profession uses it for any bodily injury or wound, but more literally it means ‘a powerful shock that may have long-lasting effects’ – an apt description for the sudden violence of a road crash†. (NOVA: Australian Academy of Science- Road Trauma Prevention). Trauma is the hidden tragedy of the road. We have become accustomed and almost numb to hearing about the devastatingly high death toll; although unpleasant, crash fatalities are becoming an increasing circumstance and an unwanted occurrence for today’s generations. â€Å"There is limited, to no physical control over that types of injuries may be inflicted upon a victim in a road crash: from ruptured spleens to severed limbs, broken skulls/ severe whiplash and injuries to the brain and spinal cord, and fractured ribs†- explains the team at Nova’s road trauma unit. see more:speech on importance of road safety The shocking truth about the outcomes of being in a near fatal car accident is that the recovery from these grievances can take years of treatment, physiotherapy, medications and therapy, but the physical and psychological pain may never go away for both the wounded and their loved ones. (NOVA: Australian Academy of Science- Road Trauma Prevention). â€Å"There are wounds that never show on the body that are deeper and more hurtful than anything that bleeds. † ? Laurell K. Hamilton, Mistrals Kiss Australia, the seventh largest continent in the world, is homed to over 20,434,176 people. Research suggests that every year on Australian roads approximately 1,600 fatalities, and over 50,000 injuries occur. These are astonishing numbers, much alike the statistics found by The Southern Australian Road Safety Strategy, which places road crashes as the second highest known killer of young people aged 16 to 25 years old. For every road death it is estimated that an average 1,700 people are killed in road crashes each year. The Journey Beyond Road Trauma: Classroom Resources). Road trauma does not only affect the emotional state of mind of those affected and their families; it also influences the members of both communities, both big and small. A problematic issue which requires appropriate financial necessities, with the cost of road trauma costing Queensland community tax payers a whopping excess of one billion dollars per year; the increasing number of drivers being killed each year has become a bourdon for the Queensland Government and overall Australian society. QLD Government: Police and Road Trauma Prevention Strategies). In accordance to the statistic that almost 1,700 people are killed on Australian roads each year, it is three times more likely for drivers aged between 16 to 25 years be seriously injured or killed in a car accident, leaving them at more risk than drivers above the age of 35, who are additionally more experienced, proficient, knowledgeable and qualified to abide by the road rules at all times. Another attributing motive towards the deaths of younger drivers on our roads is the fact that young drivers are 75% more likely to participate in risk taking behaviours on the roads. This compulsion and tendency to par take in risk taking comportments comes with the freedom and independence getting your licence. It is a common component of becoming a young adult, but for far too many reckless motorists, the desire results can lead to serious injuries and even death on the roads. (The South Australian Road Safety Strategy 2003-2010). The Fatal Five’ is a highly recommended set of guidelines created by the Northern Territory Police Force, to help recognise the causes of casualties, and hopefully reduce the accident toll on Australia’s roads. According to the Northern Territory Police Force, the varying causes of dangerous factors that can potentially increase the chance of being in a vehicle accident include: Speeding, drink and drug use while driving, failure to wear seatbelts/ restraints of any kind, fatigue, inattention, and poor road use behaviour/ amateurish knowledge of road rules. These five spectacles of endangerment are the reasons for almost 5,000 teens in the 16 to 20 age group being eradicated each year as a result of a car crash, and over 400,000 teenagers being injured in the same age group. Southern Australian Police illustrate the most potential causes of death, via the ‘Fatal Five’ system were driving while under the influence of alcohol and speeding. In 2010, out of the male population drivers aged 15 to 20 killed in car crashes, 38% were speeding and 24% were under the influence of alcohol. (The South Australian Road Safety Strategy 2003-2010), (Autos. om: Driving and Safety- Car Crash Statistics Based on Age and Location). A continuous exploitation and abuse of the five most dangerous factors on Australia’s roads can potentially affect anyone sharing the road with a participant of risk taking. This report aims to analyse the extent of road risk taking behaviours, evaluate the current measures in place to address road risk taking behaviour, and make helpful recommendations on additional resources and strategies that would minimise road trauma and the associated long term community health concerns. Queensland is Australia’s second largest state; covering 1, 77200 km’s, and the third most heavily populated, with more than 4. 5 million inhabited residents. Queensland’s desirable lifestyle ensures that its current population of over 4. 5 million continues to grow and prosper. Brisbane, the capital, is located in the south-eastern corner of the state. Queensland is often referred to as ‘The Sunshine State’, due to its warm weather and low rainfall all year round. Queensland has a growing economy that is based mainly on tourism, mining and agriculture. The Regions of Queensland refers to the environmental sub- dividers in which the state is apportioned amongst, due to its large size and highly distributed population for both numerical and administrative commitments. Each region differs somewhat in terms of its financial prudence, population, temperature, and geography. (Wikipedia: Queensland). The Wide Bay Burnett is regarded as one of roughly eleven regions, by The Queensland Government Office of Economic and Statistical Research. It is classified as the costal and hinterland areas between Caloundra and Gladstone, and is approximately between 107 and 400 kilometres north of Queensland’s capital city, Brisbane. According to The Australian Bureau of Statistics, the Wide Bay region is homed to 273,267 people; 134,783 males and 138,484 females, with a median age of 43. (Census: For a Brighter Future). This previous statistic evidences that this region as a whole, should have a safer road status due to its higher intermediate age group. This pleasant statement is doubted, since drivers and passengers between the ages of 16 and 25 are over-represented on the Wide Bay’s road toll, especially in 2007; while taking the number of young drivers into consideration (14% of the population), they represent 37% of passengers, and 28% of drivers killed. Also documented in 2007 was the 1,600 young drivers and passengers seriously injured on the Wide Bays roads. (Australian Bureau of Statistics: Leading Causes of Death in Queensland). These shocking figures are hard to comprehend until you recognize that this small farming region is homed to one of Australia’s most dangerous stretches of road: The Bruce Highway. The Bruce Highway, according to the ABC Wide Bay, stretches 1,550 kilometres along the Queensland coast, connecting Brisbane to the states north. This area of road is classified as a major danger spot for motorists by The Australian Automobile Association (AAA). (ABC Wide Bay: Road Toll Statistics). The Bruce Highway has become a detrimental health factor to not only the community inhabiting the Wide Bay, but also to its many visiting tourists, who are unfamiliar and inexperienced with the current road conditions, which according to Road Trauma. Com, â€Å"57% of fatal accidents are possibly caused by poor road conditions, which is the fourth highest cause in the top ten causes of car accidents in the Wide Bay region†. (Cars/ Road Trauma. Com). The ABC Wide Bay road toll also proved that â€Å"the Bruce Highway saw the highest level of road trauma on the Queensland national highway network, accounting for 50 per cent of casualty crashes and 61 per cent of deaths from 2005 to 2009†. (ABC Wide Bay: Road Toll Statistics). Road Trauma has become a foremost cause of death and indisposition amongst the Wide Bay community, with risk taking developing into an unnecessary reason for morality. This is contributing to the road trauma statistics and therefore is detrimental to the health of the community. (Census: For a Brighter Future).

Sunday, October 27, 2019

Arguments For And Against National Minimum Wage

Arguments For And Against National Minimum Wage Supply of labour is elastic and can be moved across the region at the same wage. When minimum wage goes down firms can recruit more labour but as seen in below chart when its go up, it move from E1 to E2. That means at the set new minimum wage firms can only afford E2 number of labours. In UK, demand of skilled labour and supply of skilled labour does not reach equilibrium. Skilled labour from European Countries has been migrated in the UK to fill the gap in between. Over the past couple of decades migrated skilled labours supply increased which result in unemployment. Source: LPC estimates based on ASHE with supplementary information, low-pay weights, UK, April 2006 To get the skilled workforce in action, government has to decide a minimum wage at which they are happy to migrate and work in the UK. As UK is short of skilled labour, government decided fair minimum wage rate which keeps changes every year and increased by some percentages, to get the skilled labour motivated and provide them with the good intensives. Source: http://www.guidance-research.org/future-trends/logistics/info/printAll?lang=en, 25th September 2010 If demand of labour is relatively inelastic as per the above diagram then reduction in employment is less than if demand for labour in terms of employers is elasticity in accordance with the changes in wage level. NATIONAL MINIMUM WAGE In UK national minimum wage set  £ 3.60 in 1999. This law has been aim to remove poverty in long term as a result of that we can see from a graph below, constant growth in the National Minimum Wage. Source: http://www.poverty.org.uk/01/index.shtml, 22nd September 2010 ARGUMENTS FOR THE NATIONAL MINIMUM WAGE Arguments in favour of National Minimum Wage suggest that it may have a more ambiguous effect on employment. Dolado et al (1996) Social Arguments: Government Evidence suggests that the minimum wage has had a small positive impact on public sector finances. Which means more jobs, result in increase employment in various parts like full time, part time and self employed. As it has positive impact on public sector more jobs in full time and part time can be seen in the below table. Source: http://www.guidance-research.org/future-trends/education/printAll?lang=en, 25th September 2010 If the firm is paying National Minimum Wage then it has an incentive to raise productivity of employees. This result in investment rise in personnel. Social injustice and unequal pay distribution among the society is the key reason of the poverty, in order to equally divide income across the society. As income increases, the government gets more income tax and national insurance so that it can spend it for its expenditures. The better trained are the workforce, the higher the reward for everyone. Economic Arguments: To 1.5 million jobs benefited in October 2001 through increase in NMW which as a result increase the aggregate wage bill by upto 0.11%. The following year nearly 1 million people in fewer jobs are benefited. Actually the solid increase in 2001 is supported by small increase in previous year 2000 and another small increase in following year 2002. Over 90,000 jobs secured by 18-21 year olds in October 2001 and labour market is slightly relieve in following couple of years. Below chart shows % of jobs paying at or below national minimum wage and size of the firm. Source: LPC estimates based on ASHE with supplementary information, low-pay weights, UK, April 2006 ARGUMENTS AGAINST THE NATIONAL MINIMUM WAGE Arguments against the National Minimum Wage rely on a neoclassical framework. Card Krueger (1995) Social Arguments: For certain industries, increase in National Minimum Wage NMW means increase in marginal cost so they try to redundant employees and cut the hours of existing employees which results in increase number of unemployed. The higher the national minimum wage is marginal cost for hiring new employee considerably more. Another issue is Pay-leap frogging, mean expert workers in the field command higher wages in order to maintain the difference between their wages and national minimum wage. Cost of living varies from region to region, for example renting 3 bedroom house in London wont cost you same as renting it in outside London. And NMW is set the same across the UK. So cost of living in London is higher and still they are getting paid similar NMW as other parts of the country. In the time of recession company go for recruiting experienced workers rather than recruiting fresher, because fresher requires training and firms try to cut such costs by recruiting experienced workers. Majority firms subject to particular region and if the employees are not happy with their wages then they just move on. According to the economist, High benefits and low pay leads to a culture where people manipulate the system and stay on benefits. As minimum wage increase by  £0.13, many forms choose to have office in the UK and set up manufacturing plant in some other country like Bangladesh or import directly from china. The minimum wage is still less than one can get through the benefits. Everything ends with the consumer and he doesnt have anything to spend then everyone is going in loss. Millions of potential jobs dont exist because of government rules which also includes minimum wage. Get rid of majority of them and as a result, firms start hiring people like anything and the problem of unemployment would go away. Minimum wage is equal for everyone, which means unskilled labour worth of  £2.00 an hour must be paid  £5.93, same as the skilled labour who are worth it. There was a famous example a few months ago in the US. A teacher was complaining about being paid too little but emphasized that she was a teacher for the children and not for the wage. Well, you cant have it both ways. Either you do it for the love of it, or you do it for the wage. When you know the wage is low, you can always choose a different career. Economic Arguments: In 2004, 520 companies were surveyed which shows result that the NMW increase has considerable effect in terms of costs and the most harm done in large firms such as 5 hours cut a week, it means 40 hours full time employee has to work 35 hours a week. As per new minimum wage, working 37.5 hours a week gets you  £11563.50/ year which is after Tax and NI receivable around  £9903.02, which is not good enough to live a standard life. CONCLUSION After discussing arguments in favour and against the national minimum wage, from the social point of view increase in NMW is necessary; for living fairly standard life. The life style here in London and in Bangladesh cannot be compared because the market is totally different here. Thats from the societys point of view but from the business point of view; it is investment in people at the end of the day which motivates labour and increasing the productivity which helps firms to earn more profit. With this conclusion I am in favour of increase in the national minimum wage. REFERENCES: BOOKS Bazen, S. (2000), the impact of regulation of low wages on inequality and Labour market adjustment Lloyd, C., Mason, G., Mayhew, K. (2008) Low wage work in the UK Russell Sage Foundation Manning, A. (2003), Monopsony in Motion Blais, A., Cousineau, J. and McRoberts, K (1989) The determinants of Minimum wage rates, Public Choice Boeri, t. and Burda, M. (2009), Preferences for Collective vs. Individualized Wage Setting, The Economic Journal, forthcoming. Silbermann, J. and Durden, G. (1976) Determinining Legislative Preferences On the Minimum Wage: An Economic Approach, Journal of Political Economy, Vol. 84(2), pp. 217-229. ONLINE http://ivythesis.typepad.com/term_paper_topics/2009/06/the-impact-of-national-minimum-wage-on-uk-labor-market-and-uk-economy.html, 20th September 2010 http://www.suffolkobservatory.info/sda_pdf/workforcedeprivation.asp, 21st September 2010 http://www.guardian.co.uk/money/audio/2010/oct/01/focus-podcast-minimum-wage-audio, 21st September 2010 http://www.lowpayunit.org.uk/minwage/campaign.shtml, 22nd September 2010 http://money.howstuffworks.com/personal-finance/budgeting/minimum-wage.htm/printable, 22nd September 2010 http://news.bbc.co.uk/1/hi/6211250.stm?lsm, 23rd September 2010 http://www.ukbusinessforums.co.uk/forums/showthread.php?t=174645page=3, 23rd September 2010 PART B TREND EXTRAPOLATION Extrapolation can be defined as to conclude the future from the past history, assuming that the technological change is in steady stream and will continue now. Statistical Cure Fitting As name suggests, this method using statistics data for forecasting, such as Indianapolis 500 mile race data as per shown in the below graph: The beginning of the World War 1 Indy race cars have exponentially increased to get pole positions. In the graph above, two technological innovations and ideas are shown quite clearly in the data. One of them cars out of the two was a rear-engine car. The first car of this sort appeared firstly in 1961. The qualifying speeds for Indy race cars were about 150mph which a hard target to achieve. In 1964 a rear-engine car won a pole position for the first time attaining close to 159mph. Limit Analysis All growth has some kind of limitation whether it is recognised or unrecognised. Sooner or later, projections must replicate the improvements that may even get close to the limit but mustnt exceed the limit. The trend of lower temperature is inadequate, of course by an absolute zero. For example, a movement of growing energy conversion efficiency cant exceed to 100%. The trend is presented in the below chart: The trend line looks and analysis aspects of the larger field of development. The trend line attempts to extend the boundaries of the data points beyond their regions in the timeframe. For Example is recently US and China relation, which looks in curve graph like below: Source: http://www.sublimeoblivion.com/2010/08/18/underestimating-china/, 25th September 2010 Some common types of trend: Constant trends  are those where there is no net increase or decrease. Polynomial trends  are those best modeled by a polynomial equation. They may be second-order (quadratic) equations of the formy  =  ax2  +  bx  +  c, resulting in a parabolic shape: Consensus Methods The method is a set of values for significant familys abilities to pay for colleges. From last couple of years, trend line shows decrease in variance in need analysis. The participating corporation believe that the agreed opinion approach, when applied in a consistent manner, serves to decrease or reduce the indifferent results that threaten the long-lasting tradition of awarding help on the basis of need. The desire and the need to serve for the greater good, rather than serve individual academic or institutional needs and capabilities have required some areas to be compromised, but 568 Group strongly believes, the consequential methodology remains true to both the institutional and professional principles and aspects that underlies its co-operative efforts. For example, student wish to study in university, university go through the savings through the applicants family. Lets say the university fee per year is  £30,000 and familys income per year is  £ 50,000. In which parents have to sign the statement that they are going to fund for their childs accommodation, fees, travel and other required expenses. Family need to demonstrate their household expenditure to show that they can spare  £ 30,000 each year plus other expenses comes through the education loan or scholarship from university. In total of all have to be reached  £30,000 a year plus other expenses like travel. Through simple diagram below I can understand consensus method better way.

Friday, October 25, 2019

Nucor Corporation in 2001 Essay -- Steel Producers Nucor Essays

Nucor Corporation in 2001 Nucor's History Nucor Corporation is the second-largest steel producer in the United States and has had net sales of $4.6 billion in 2000. Nucor recycles approximately 10 million tons of scrap steel. It operates in 9 states and produces carbon and alloy steel in bars, beams, sheet, and plate; steel joists and joist girders; steel deck; cold finished steel; steel fasteners; metal building systems; and light gauge steel framing. The company emerged from near Bankruptcy in 1966 to become one of the fastest-growing steel. Despite the recession in 1991, Nucor grew into one of the biggest and best-known global producers of steel. Nucor's origins are with auto manufacturer Ransom E. Olds, who founded Oldsmobile and then Reo Motor Cars. Through a series of transactions, the company Olds founded eventually became the Nuclear Corporation of America. Nuclear Corporation was involved in the nuclear instrument and electronics business in the 1950's and early 1960's. The company suffered through several money-losing years, and when facing bankruptcy in 1964, installed F. Kenneth Iverson as President and Samuel Siegel as Vice President of Finance. This change in management led to a restructuring and a decision to rebuild the company around the major profitable operations; the steel joist businesses in Florence, South Carolina and Norfolk, Nebraska called Vulcraft. The company moved its headquarters from Phoenix, Arizona to Charlotte, North Carolina in 1966, and expanded the joist business with new operations in Texas and Alabama. Management then decided to integrate backwards into steel making by building its first steel bar mill in Darlington, South Carolina in 1968. In 1972 the company adopted the name Nucor Corporation. Since that time, Nucor has built three more Vulcraft facilities, eight steel mills, and expanded into other steel products. Current Strategy and Future Expectation Nucor is pursuing long-term growth and wants to improve its position from the second-largest U.S. steelmaker by overtaking U.S. steel, who is the industry leader. Its current strategy is to be the lowest cost provider of steel by finding opportunities to reduce cost. It emphasizes on technological leadership by aggressive pursuit of innovation and technical excellence. It puts strong emphasis on employee relations and provides fair compensation and ... .... It would reduce cost by removing the redundant duplicate efforts by the divisions. It would also bring the top executives on the same page and controlling the business would be much easier for them. Nucor should continue to be the low-cost, quality provider by using all its strengths. It should continue to be the technological leader by quickly identifying and adopting new technologies. With the competition getting so tough, Nucor should partner with companies coming up with the newest technology, instead of trying to do it on their own. This would reduce the R&D effort and cost and help Nucor get to the technology faster. Nucor should grow by acquiring other companies, but care must be taken to see that they fit strategically. It should also look outside the U.S. for consolidation opportunities. By going outside of the U.S. it may be able to reduce the energy, raw material and labor costs, which will give it an edge over its domestic competitors. Finally, it should use all its influence to increase the mounting pressure on the Bush administration, to impose 40 percent import tariffs and quotas that will provide some relief from the dumping by the foreign steel producers.

Thursday, October 24, 2019

Seasons of Life: Infancy and Early Childhood

The following reviews the value of understanding human development over a lifetime and highlights key theories from within the first five years of life as recognized in the Seasons of Life video series. Included is a reflection on a theory of attachment, three clocks that influence life, temperament and early memories. How these theories pertain to the individual‘s early development and effects in later years will be discussed along with the author’s personal opinion. Seasons of Life: Early Perspective What appears to be universally interesting about life is people. This is evidenced by the large amount of information, resources and theories that surround people and their development. The video series Seasons of Life: Infancy and Early Childhood (1990) highlight key elements in early development and their effects that contribute toward the individual throughout their life. One theory mentioned in Seasons of Life, is that of attachment. John Bowlby expressed that innately humans are equipped at birth to cause attachment to their caregivers. If the attachment is successful the cycle should continue, acting as the foundation for healthy, successful relationships throughout the lifespan (Bowlby, 1982). Each of the child subjects in the Seasons of Life appeared to have successful attachment to their caregiver. This was regardless of whether the child stayed primarily in the home for care and was surrounded with extended family, had few local relatives, spent time in day care or had a grandparent as a main caregiver. Also reviewed in the film were three clocks that caused influence in people’s lives. The first was a biological clock. This clock was said to have the strongest influence early on, and as early as in the womb. The second was a social clock. This clock was described as society’s age related expectations of the individual at any given time (Berk, 2010). For example that people should marry in their twenties then follow with having children, et cetera. The social clock was also described as evolving with societal changes in expectations. The psychological clock was listed third and described as the passage of time in people’s lives. This timekeeper could drive people to become themselves. Examples stated were of feeling an age rather than the actual years lived and where evidence of deep long-lasting emotional attachment could be revealed in later years. Another aspect of development highlighted was temperament. A wide range of child temperaments were represented in the film. It was discussed that these dispositions would remain with the children throughout their years. Some were seen as relaxed and easy-going and others were challenging and determined. The narrator discussed that the temperaments seen in early months and years might serve the children later on toward reaching their goals. Additionally mentioned in the video, and perhaps the most impactful for me, was that the individuals search for the meaning of self could and would be directed back to their earliest memories. Concrete memories were mentioned to be available beginning around 3 to 4 years of age. Of all the information available in Seasons of Life, that of correlating my feelings of self and my earliest memories was overwhelming. As the narrator spoke, my mind wandered over many memories that, now I understand, forged much of what I have become today. Some were bitter, others sweet, and they all held an interesting explanation of why and how I have become me. I greatly enjoyed watching Seasons of Life. With a smile, I was really happy to see Mr. Rogers one more time. I have since forwarded along the website to many in the hopes it will shed light on a current struggle or awaken an understanding, just as it has for me. I plan on employing these new resources in my interactions with family and those around me while anticipating what the next episode has to offer.

Tuesday, October 22, 2019

Assignment Working Capital Essay

Abstract In this paper I’ll analyze the fundamental differences between the working capital structures and components for Google and Oracle, and speculate upon the main reasons why such differences exist; how each company could improve its working capital positions. As a Wall Street Analyst who has to recommend one of the companies as an investment to a company’s clients; based solely on that company’s working capital; as an Investment Banker who has to recommend loaning a substantial amount of capital to one company based solely on that company’s working capital. Working capital structures The selected companies that I have selected to compare are Google and Oracle. Google Inc. is a company that specializes on providing online tools such as search, differences between the working capital structures and components for each chosen company. Oracle Corporation is responsible for developing, marketing, and servicing of database and middleware software, system hardware and software applications. The company also offers consulting services in areas such as business architecture planning and design, and enterprise and information technology alignment. Both Google Inc. and Oracle Corporation have been performing well thus investments can be made in the companies. In the financial year 2014 Google Inc. had a net income of $16.86 million, an increase of 17% compared to the previous year. The net profit margin for the company was registered at 29%. (morningstar.com)The balance sheet provides that the Morningstar.com had total asset amounting to 72.89 million which is an increase f rom previous year. Total organizational profits were amounting to 110.9 million and shareholders’ equity of 87.31millions. The financial ratios for the company indicate that the company had a debt to equity ratio 0.05 indicating that its equity is enough to cover debt. The current ratio for the year 2014 was 8.0 showing that current liabilities cannot be fully covered by the current assets. Another financial ratio indicating company financial condition is book value per  share which amounted to $145.68. Investment return ratios include return on equity of 14.80%, return on assets of 11.65% and return of capital of 18.1 indicating that the company is adequate using its assets and equity to generate returns for the company. Morningstar (2014) provides that Google had a price earning of 18.88 and earnings per share of 27.72 indicating that income is high. In order to determine the risk of investing in the company I identified the beta value which is provided at 0.91. (morningstar.com) On the other hand Oracle Corporation registered 28.62% decrease in net income in 2014 which is .7% increase compared to 2013. The net profit margin for the compared is established at 81.09%. The total assets in the company as at 31st May 2014 was $ 99,726.00 indicating a strong asset base while the total liabilities amounted to $13,377.00 and shareholders’ equity was valued at $ 47.93 million. The financial condition in Oracle can be identified using financial analysis such as current ratio which is determined to be 2.8 for the company showing that current liabilities are greater compared to current assets. The debt to equity ratio is determined to be 0.40 thus the company is able to meet its debts as and when it arises. Interest coverage is provided at 16.4 while book value per share is 10.50. Oracle’s return on equity for the financial year 2014 was 23.4, return on assets 12.13% was while return on capital was 17.42 thus the company is effective in generating returns for equity. The diluted earnings per share is 2.38 and the beta value is provided at 2.39. (Morningstar.com) Improve working capital Improving working capital position, a company is able to compare from year to year any increase in revenue; increase in production due to a decrease in variable or fixed costs, increase in sales due to a new sales workforce and any increase in liabilities; new short term creditors, a higher accounts payable account due to the need to purchase new materials. A company can improve its working capital by trying to keep a healthy balance between the two accounts, cutting costs, and analyzing its current short-term debt in terms of how to decrease it or find alternative ways to avoid it such as restructuring production procedures. (Schroeder, el. 2014) Role of a Wall Street Analyst As Wall Street Analyst deciding which company to invest in I would determine  whether the company is stable financially, investment returns and risks associated with the investments. Gross working capital means the amount invested in the current assets of the company.Net working capital means the difference between the current assets and current liabilities. If the current assets are more than the current liabilities, then it is positive working capital. Otherwise, it is negative working capital. Working capital is the measure of company’s solvency, its ability to pay its suppliers without any delay. Considering these factors I would invest in Google since it has higher earnings per share and an investor is likely to receive higher returns when dividend is paid. Google has registered stronger growth compared to Oracle evidenced by increase in profit levels. (Schroeder, el. 2014) Investment Bank As an Investment Bank whom with solely working capital by increase in current assets is the outflow of cash and when the company increases its current liabilities, it is inflow of cash. If the changes in working capital are negative, it means the company is heavily investing on current assets or reducing the current liabilities. When the changes in working capital is positive, it means the company is selling of current assets or increasing its current liabilities. I would especially invest in Google’s bonds compared to stock since bonds have a guaranteed rate of interest thus I would be receiving returns after an agreed period. Selection of bonds over stock is supported by the fact that the company has a lower beta vale compared to Oracle thus it has less risk to default on the loan. (Schroeder, el. 2014) References Google Inc. Financials Report Retrieved November 16, 2014 http://financials.morningstar.com/ratios/r.html?t=GOOG Msn. (2014). Oracle Corporation. Financial Results. Retrieved November 16, 2014 from Http://Moneycentral.Msn.Com/Investor/Invsub/Results/Statemnt.Aspx?Lststatement=Balance&Symbol=Us%3aorcl&Stmtview=Qtr Oracle Corporation Financials Report Retrieved November 16, 2014 http://financials.morningstar.com/ratios/r.html?t=ORCL Schroeder, R. G., Clark, M. W., & Cathey, J. M. (2014). Financial Accounting Theory And